Map Every
Customer Journey

Understand the complete customer experience across all banking touchpoints. GAflow's advanced journey mapping reveals hidden opportunities to improve customer satisfaction, reduce friction, and increase lifetime value by up to 89%.

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The Banking Customer Journey Challenge

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Fragmented Touchpoints

Customers interact through mobile apps, websites, branches, ATMs, and call centers—but banks can't see the complete picture.

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Cross-Device Complexity

Modern banking customers start research on mobile, apply on desktop, and complete in-branch—losing attribution at each step.

Long Decision Cycles

Banking decisions take weeks or months, involving multiple research sessions and comparison shopping across competitors.

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Multiple Stakeholders

Business banking and family financial decisions involve multiple people, making journey tracking even more complex.

Typical Banking Journey Gaps

Awareness 67% attribution loss

Customers research rates online but can't track back to original ad source

Consideration 54% journey breaks

Cross-device and cross-session tracking fails

Application 43% incomplete views

Mobile-to-desktop handoffs lose customer context

Onboarding 38% process visibility

Branch and digital touchpoints not connected

Complete Journey Visibility

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Cross-Channel Mapping

  • Unified view across mobile, web, branch, and phone
  • Cross-device customer identity resolution
  • Real-time journey path visualization
  • Touchpoint interaction sequencing
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Temporal Analysis

  • Time-between-touchpoints analysis
  • Seasonal journey pattern identification
  • Decision velocity optimization
  • Long-cycle journey tracking (months)
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Behavioral Insights

  • Intent scoring at each touchpoint
  • Friction point heat mapping
  • Personalization opportunity identification
  • Next-best-action recommendations

Sample Customer Journey

Sarah's Mortgage Journey (47 days)

Day 1

Google Search

"mortgage rates near me"

Mobile • 9:23 AM

Website Visit

Mortgage rates page • 3 min session

Mobile • 9:26 AM

Rate Calculator

Used mortgage calculator

Mobile • 9:28 AM
Day 3

Email Campaign

Clicked "First-time homebuyer" email

Desktop • 7:45 PM

Pre-qualification

Started but didn't complete

Desktop • 8:12 PM
Day 8

Branch Visit

Spoke with loan officer

In-Person • 2:30 PM

Document Request

Received document checklist

In-Person • 2:45 PM

Mobile App

Downloaded app, created account

Mobile • 3:15 PM
Day 15

Application Submitted

Full mortgage application completed via mobile app

Mobile • 8:30 PM

Journey Insights

Key Touchpoints
11 interactions across 4 channels
Decision Accelerator
Branch visit increased conversion 3x
Completion Channel
Mobile app for final application

Journey Types We Track

Consumer Banking Journeys

New Account Opening
Checking, savings, credit cards
Avg: 8.3 days
Mortgage Applications
Home purchase and refinancing
Avg: 47 days
Auto Loan Shopping
Vehicle financing decisions
Avg: 12 days
Digital Banking Adoption
Mobile app onboarding
Avg: 3.2 days

Business Banking Journeys

Business Account Opening
Checking, merchant services
Avg: 15.8 days
Commercial Lending
Equipment, real estate loans
Avg: 89 days
SBA Loan Process
Government-backed financing
Avg: 127 days
Treasury Management
Cash management solutions
Avg: 34 days

Journey Optimization Impact

+89%
Customer lifetime value increase
Through journey optimization
-34%
Reduction in journey friction
At critical touchpoints
67%
Faster decision cycles
Through journey insights
156%
Cross-sell success rate
With journey context

Complete Journey Integration

Connect All Your Systems

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Mobile Banking Apps
iOS and Android native integration
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Online Banking
Web platform and customer portals
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Branch Systems
In-person interaction tracking
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Call Centers
Phone and chat interaction logs

Journey Analytics Dashboard

Active Journeys 2,847
Customers currently in decision process
Avg. Journey Length 23.4 days
From first touch to conversion
Top Conversion Path Mobile→Branch→App
Most successful customer journey
Journey Completion 34.2%
Overall journey success rate

Understand Every Customer Journey

Stop missing critical touchpoints. Get complete visibility into customer journeys and optimize every interaction.

No credit card required • Cross-channel tracking • Privacy compliant